The Vicious Cycle of a Cash Advance
There are many people who have fallen into the vicious cycle of cash advances: they have applied for a cash advance loan, they were then granted the loan, and then they spent it properly, but became reliant on cash advance loans. It is not good for people to be reliant on cash advances as there may come a time when repayments can't be made to the company. These people are not addicted to cash advance loans, but they do rely on them too much and think that whenever they are in financial trouble, a cash advance can always bail them out.
These people need to become less dependant on cash advances; while a cash advance can help you when you do not have enough money to cover your bills, and can also grant you the loan that you need you may not be able to make the repayment. If you are not able to make the repayment, then the cash advance company may not want to give you a loan in the future. This may bring down your credit history, and obtaining a loan from any other cash advance company will become a huge task; you will most likely be rejected because of your failure to repay one of your cash advance loans.
Cash advance loans are not meant to be used lightly or as a kind of fall back tool because using them this way will more than likely result in dependence on them. You must learn that cash advances are there to help, but if you do need them, you may want to restrict yourself to using them once a year, probably during the holidays. Be careful when applying for a cash advance loan, and if you do, handle it with care.